How It Works: How You can Invest in a Real Student
Step 1: A student or parent applies for an education microloan or is selected for a scholarship by a local field partner. The field partner submits the student's request on Janta's website.
Step 2: Individuals like you invest in the student after browsing through the students on our website. You choose the specific student to invest in, you choose whether to offer a loan or a gift, and you choose the amount of your investment. Your investment is completed with a secure Paypal or a credit card transaction.
Step 3: Janta sends the funds to the local field partner after the full amount has been raised. The field partner disburses the microloan or scholarship to the student or the educational institution.
Step 4: Academic progress reports and loan repayments are submitted by the student or parent to our field partner who posts them on our website. The field partner keeps the interest from the repayment to cover its costs and returns the principal to Janta in local currency. The repaid principal is converted back to US dollars and credited to your account when the loan repayment is complete, up to your original loan amount. You may then withdraw it, re-lend it or gift it to another student, or donate it to Janta to cover operational expenses.
With your investment and a lot of hard work the student can complete school, increase lifetime earnings, and lift her family out of poverty.